Yitz Stern

You’ve likely heard that you shouldn’t put all your eggs in one basket. In investing, that’s not just a cliché—it’s a survival tactic. Diversifying your portfolio means spreading your money across different types of investments so that a dip in one area doesn’t wipe out your gains in another. It’s how you reduce exposure to risk while still giving your money a chance to grow. In this article, you’ll learn what diversification really means, how it protects your portfolio, which asset mixes to consider, and what steps you can take today to improve the balance of your investments.  Why You Can’t Rely on Just One Investment When you concentrate your money in a single stock, sector, or market, your results depend entirely on how that one thing performs. Even a great company can suffer from bad press, missed earnings, or market panic. That’s why diversification matters. It helps you reduce the impact of unexpected events in one area by balancing it out with different kinds of investment...

If you're managing capital today, you're likely being asked more than just “What’s the return?” Investors are increasingly weighing the societal and environmental impact of their portfolios. Sustainable investing has moved from a niche preference to a mainstream mandate, with individuals, institutions, and even sovereign funds aligning financial performance with ethical responsibility. In this article, you’ll see why sustainable investing is growing rapidly, what’s fueling its momentum, where the risks and rewards lie, and how you can take a practical, results-oriented approach without sacrificing returns. Understanding What Sustainable Investing Really Means Sustainable investing isn’t just about avoiding companies that pollute or violate labor laws. It’s a structured way of directing capital toward assets that meet specific environmental, social, and governance (ESG) criteria. You’re not picking stocks blindly based on green promises. You’re evaluating how companies handle ca...

Starting your own business is one of the boldest decisions you’ll ever make—and one of the most rewarding when you get it right. But as you’ve probably already discovered, entrepreneurship isn’t just about ambition and a good idea. It’s about navigating roadblocks that can easily derail your momentum. Whether you're struggling with cash flow, overwhelmed by competition, or juggling too many roles, the key is learning to spot the trouble early and act decisively. In this article, I’ll walk you through the most common challenges that trip up entrepreneurs and how you can move past them with a smart, focused approach. 1. You Don’t Have Product-Market Fit Yet Too many entrepreneurs fall in love with their product before figuring out if anyone truly needs it. You can't rely on intuition here. You need data. Start by validating demand before you spend months building. Test with pre-orders, early demos, or surveys that measure willingness to pay—not just interest. This stage is where...

Getting angel investors interested in your startup isn’t just about asking for money—it’s about showing that your venture is worth backing. I’ve worked with founders across industries who came to the table with strong ideas but struggled to secure funding because they hadn’t figured out what investors really wanted. The key is understanding how to package your business, your team, and your opportunity in a way that answers the one big question on every angel investor’s mind: Why you, and why now? In this article, I’m going to walk you through how to position your startup so it grabs attention and earns investment—from crafting your pitch to building investor relationships that matter. Have a Business Plan That Holds Up to Scrutiny Every investor I talk to asks for one thing right away: a clear, well-structured business plan. Not a vague pitch deck filled with buzzwords, but a real plan that shows you’ve thought through how the business will operate and grow. Your plan should walk thro...

Artificial Intelligence (AI) is reshaping the business consulting industry in ways that were unimaginable just a few years ago. Having worked with AI-driven solutions, I’ve seen firsthand how they enhance decision-making, streamline operations, and provide deeper insights that help businesses grow. Clients expect faster, data-backed recommendations, and AI delivers exactly that. But with all its benefits, AI also introduces challenges—data privacy concerns, reliance on automation, and the need to retrain professionals to work alongside these advanced tools. While AI isn't replacing consultants, it is redefining the way firms operate, pushing us to be more analytical, adaptable, and strategic in how we approach problem-solving. AI is Revolutionizing Data Analysis Consulting has always been about making informed recommendations based on data, but AI takes this process to an entirely new level. Gone are the days of manually sifting through spreadsheets and reports. AI-driven tools no...

Philanthropy has increasingly become a vital component of modern entrepreneurship, blending business objectives with social impact. Entrepreneurs today are not just focused on profits; they also seek to create lasting positive change in society. This mindset stems from the growing awareness that businesses have a responsibility to contribute beyond their bottom line. Incorporating philanthropy into entrepreneurship enhances brand value and fosters goodwill among customers, employees, and communities. By embedding social causes into their core mission, businesses can achieve both financial success and meaningful impact. In this article, we’ll explore how philanthropy has shaped modern entrepreneurship, the strategies that drive successful philanthropic initiatives , and how entrepreneurs can balance business growth with giving back to society. Defining Philanthropy in Entrepreneurship In the world of entrepreneurship, philanthropy goes beyond donating money to charities. It involves a m...